MyTipMe - How It Works

 

MyTipMe is a tipping platform that allows fans to send voluntary tips to their favorite creators as a way to show support and appreciation. Creators receive 100% of the tip amount, while fans cover a 20% platform service fee at checkout.

 

1. How to Tip a Creator

 

Tipping is simple, and fans do not need an account to send tips.

 

1️⃣ Visit a creator’s MyTipMe profile.

2️⃣ Click the “Tip Me” button.

3️⃣ Enter the amount you wish to tip.

4️⃣ Complete the payment using a Stripe-supported method.

5️⃣ The creator receives 100% of the tip, while the platform service fee is applied at checkout.

 

✅ Tipping is instant—there are no delays or additional steps.

✅ Tips are NOT purchases—MyTipMe does not facilitate the sale of goods, services, or exclusive content.

 

2. How Creators Receive Payouts

 

🔹 All tips are processed securely through Stripe and credited to the creator’s Stripe account.

🔹 Payouts are automatic—MyTipMe does not manually process withdrawals.

🔹 Creators can track and manage payouts through their Stripe dashboard.

🔹 Payout schedules, processing times, and fees are determined by Stripe.

 

3. Supported Payment & Payout Methods

 

For Fans: Payment Methods

 

Fans can tip using Stripe-supported payment methods, including:

✅ Credit & Debit Cards

✅ Apple Pay & Google Pay (where available)

✅ Other regional payment options provided by Stripe

 

For Creators: Payout Methods

 

Creators receive payouts through Stripe Connect, including:

✅ Bank Transfers (Direct deposit to linked accounts)

✅ Other payout methods depending on Stripe’s country-specific options

 

🌍 Payout availability depends on Stripe’s list of supported countries.

📌 See Stripe’s supported countries: https://stripe.com/global

 

4. Refunds and Chargebacks

 

❌ All tips are voluntary and non-refundable—tips cannot be reversed or refunded.

🔹 If a chargeback occurs, Stripe may automatically deduct the disputed amount from the creator’s balance.

🔹 If the creator has already withdrawn the funds, Stripe may apply a negative balance, which will be deducted from future payouts.

🔹 MyTipMe actively disputes chargebacks on behalf of creators and works with Stripe’s dispute resolution team.

 

🚨 Chargeback fraud and abuse may result in account restrictions or permanent suspension.

 

5. Account Management for Creators

 

🔹 Creators must complete identity verification through Stripe’s KYC (Know Your Customer) process before receiving payouts.

🔹 Creators must link at least one social media account (e.g., YouTube, TikTok, Twitch) to verify their identity.

🔹 Creators can delete their account and download their data at any time through Account Settings.

🔹 Account removal is permanent, and any pending payouts will be canceled upon deletion.

 

6. Security and Compliance

 

🔹 All payments are securely processed through Stripe—MyTipMe does not store or process payment card details.

🔹 Transactions are monitored for fraud and compliance with financial regulations (KYC/AML).

🔹 MyTipMe reserves the right to investigate, withhold payouts, or suspend accounts if fraud is suspected.

🔹 Creators must comply with Stripe’s Acceptable Use Policy and MyTipMe’s Content Guidelines.

 

📌 Stripe’s Acceptable Use Policy: https://stripe.com/restricted-businesses

 

7. Contact Us

 

For any questions or support inquiries, contact us at info@mytipme.com